Independent comparison. Not affiliated with Progressive or Geico.
Every Progressive and Geico Discount: Full List
Last verified April 2026
Progressive offers 12+ discounts with a maximum stack of 40-50% off. Geico offers 13+ discounts with a maximum stack of 45-55% off. Here is every discount with exact savings percentages.
Complete Discount Comparison
Every available discount with savings percentages at each insurer.
| Discount | Progressive | Geico |
|---|---|---|
| Safe/good driver | Varies | Up to 26% |
| Telematics | Up to 30% (Snapshot) | Up to 30% (DriveEasy) |
| Military/federal | None | Up to 15% |
| Multi-policy bundle | 5-15% | 5-10% |
| Multi-vehicle | Up to 10% | Up to 10% |
| Good student | Up to 10% | Up to 15% |
| Homeowner | 5% | Varies |
| Paid in full | 7% | Varies |
| Paperless billing | 5% | Varies |
| Sign online | 5-10% | Varies |
| Continuous coverage | 5% | Varies |
| Anti-theft device | Varies | Up to 25% |
| Airbag | Varies | Up to 30% |
| Anti-lock brakes | Varies | Varies |
| Defensive driving course | Varies | Varies |
Progressive-Only Discounts
Snapshot (up to 30%)
Progressive's telematics programme tracks your actual driving. Safe drivers save an average of $322/yr. The savings are based on hard braking frequency, driving times, and total miles. Available via app or plug-in device.
Paid in Full (7%)
Pay your entire 6-month or annual premium upfront and save 7%. On a $1,820/yr policy, that is $127/yr. This is one of the most straightforward discounts available.
Sign Online (5-10%)
Purchase and sign your policy entirely online (no agent call) and save 5-10%. This stacks with paperless billing and autopay for a combined 10-15% just for going digital.
Geico-Only Discounts
Military/Federal Employee (up to 15%)
The largest military discount in the industry. Available to active duty, retired, Guard, Reserves, and all federal government employees. Stacks with every other Geico discount.
Airbag Discount (up to 30%)
Vehicles with driver and passenger airbags qualify for up to 30% off the medical portion of your premium. Most modern vehicles qualify automatically.
Anti-Theft Device (up to 25%)
Factory or aftermarket anti-theft systems qualify for up to 25% off the comprehensive portion of your premium. This includes factory alarm systems, immobilisers, and GPS tracking devices.
Best Discount Strategy by Profile
Homeowners
Progressive wins. Their homeowner discount (5%) plus multi-policy bundle (up to 15%) plus paid in full (7%) gives homeowners a strong savings stack. Progressive's in-house home insurance makes bundling simpler than Geico's third-party approach.
Military members
Geico wins. The 15% military discount alone is unbeatable. Stack with good driver (26%) and vehicle safety features (anti-theft 25%, airbag 30%) for maximum savings. Also quote USAA if eligible.
Safe drivers
Progressive Snapshot can give safe drivers up to 30% off, which is more than Geico's good driver discount (26%) and potentially more than DriveEasy (15%). If you are confident in your driving, Snapshot has the highest ceiling.
Multi-car families
Both offer comparable multi-vehicle discounts (up to 10%). The winner depends on your other discounts. If you are military, Geico's total stack is better. If you are homeowners who bundle, Progressive's total stack is better.
Frequently Asked Questions
How much can I save by stacking discounts?
At Progressive, the maximum discount stack is roughly 40-50% off for a homeowner with Snapshot, multi-policy, paid in full, and paperless billing. At Geico, military members with good driver, multi-vehicle, anti-theft, and airbag discounts can save 45-55%.
Does Geico give a bigger good student discount?
Yes. Geico offers up to 15% for students with a B average, while Progressive offers up to 10%. Both require documentation (report card or transcript) and apply to students under 25.
What is Progressive's paid-in-full discount?
Progressive offers a 7% discount when you pay your full 6-month or annual premium upfront instead of in monthly instalments. Geico offers a similar discount but the exact percentage varies by state.
Which discounts are easiest to get?
Paperless billing (5-10% at both), autopay (stacks with paperless), and paid-in-full (7% at Progressive) require no special qualifications. Anti-theft devices (up to 25% at Geico) are also easy if your car already has them.
Can I get both the military and good driver discount at Geico?
Yes. All Geico discounts stack with each other. A military member with a clean record, multiple vehicles, and safety features can combine military (15%), good driver (26%), multi-vehicle (10%), anti-theft (25%), and airbag (30%) discounts.